Moronke Oluwatoyin
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Does Money Have Wings❓



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To begin with, do you  think it is embarrassing to ask people or financial organizations for a loan?  I rather   be a lender than a borrower. Although, I’m still learning to grasp the principles of  saving or hoarding  money,I just don’t understand why money is available today, and gone tomorrow. Does money have wings?  Unfortunately, when I approach banks for a loan, they are quick to hush and discard my request.
As a result, I was able to analyze the problem. The following tips might help. 
·   
Timeliness has a significant influence on the assessment of my request for a loan. Sometimes, when I approach my lenders, they are quick to reply, “oh, you came at the wrong time. If you had come earlier, I would have helped you out, sorry.’’ I had to re-strategise, plan and prioritize the time to target people who will give me advanced I.O.U.
·         Rationale: Do I have genuine  reasons? I think my reasons given were weak and not concrete enouh to convince my creditors. Basically, evaluating the pros and cons of why I need a loan is crucial. So,  check the reasons for and against such actions or decision.
·         Unpredictable stand: In other words, I was intolerant and impatience when I accost my creditors. In some instances, I take a short-cut line of communication. That is to say, I interrupt conversations quickly and don’t allow the speaker to  present their case. In other situations, the negative comments I made back fired.

In view of this, applying the right steps has proven to be effective.  

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